Rachel Cruze facts for kids

Rachel Cruze, born on April 25, 1988, is an American author and speaker. She helps people learn about managing their money. Her book, Smart Money Smart Kids, which she wrote with her dad, Dave Ramsey, became a top seller in 2014. She also wrote Love Your Life, Not Theirs in 2016.

Growing Up and School

Rachel Cruze was born Rachel Ramsey in Tennessee. She is the second of three children. Her father is Dave Ramsey, a well-known author and radio host. Her family raised her in a Christian home.

Rachel went to Brentwood High School. Later, she studied at the University of Tennessee. She earned a Bachelor of Arts degree in communications from the university.

What Rachel Cruze Does

Rachel Cruze teaches people how to be smart with their money. She often talks about saving up to buy a home. She suggests using debit cards instead of credit cards. This helps people control how much they spend.

Rachel believes it's important to never spend more money than you have. She says this takes a lot of self-control. It means not always buying things right away, which can be hard in today's world.

She has also appeared on TV shows like Good Day L.A. to share her money tips.

Her Family Life

Rachel Cruze is married to Winston Cruze. They met when they were both students at the University of Tennessee. Rachel and Winston have three children together.

Books by Rachel Cruze

• The Graduate's Survival Guide: Setting You Up For Success in College (2011)
• Smart Money Smart Kids: Raising the Next Generation to Win with Money (co-authored with Dave Ramsey, 2014)
• Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want (2016)
• The Graduate's Survival Guide: 5 Mistakes You Can't Afford to Make in College (co-authored with Anthony Oneal, 2017)
• The Contentment Journal (2019)
• Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do, and WHAT to Do About It! (2021)
• I'm Glad for What I Have (2023)
• I'm Glad for Where I Am (2024)
• I'm Glad When I Can Share (2024)