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Tervo
Municipality
Tervon kunta
Tervo kommun
Kolu canal
Kolu canal
Coat of arms of Tervo
Coat of arms
Location of Tervo in Finland
Location of Tervo in Finland
Country  Finland
Region Northern Savonia
Sub-region Inner Savonia sub-region
Charter 1926
Area
 (2018-01-01)
 • Total 494.30 km2 (190.85 sq mi)
 • Land 347.75 km2 (134.27 sq mi)
 • Water 146.52 km2 (56.57 sq mi)
Area rank 222nd largest in Finland
Population
 (2023-12-31)
 • Total 1,412
 • Rank 281st largest in Finland
 • Density 4.06/km2 (10.5/sq mi)
Population by native language
 • Finnish 97.5% (official)
 • Swedish 0.1%
 • Others 2.4%
Population by age
 • 0 to 14 9.2%
 • 15 to 64 51.6%
 • 65 or older 39.2%
Time zone UTC+02:00 (EET)
 • Summer (DST) UTC+03:00 (EEST)
Website www.tervo.fi

Tervo is a municipality of Finland. It is located in the province of Eastern Finland and is part of the Northern Savonia region. The municipality has a population of 1,412 (31 December 2023), making it Northern Savonia's least populous municipality. It covers an area of 494.30 square kilometres (190.85 sq mi) of which 146.52 km2 (56.57 sq mi) is water. The population density is 4.06 inhabitants per square kilometre (10.5/sq mi).

Neighbouring municipalities are Keitele, Kuopio, Maaninka, Pielavesi, Rautalampi, Suonenjoki, and Vesanto. 30% of its area is covered by water. Summer cottages are as prevalent as households. The municipality is unilingually Finnish.

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