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Tervo
Municipality
Tervon kunta
Tervo kommun
Kolu canal
Kolu canal
Coat of arms of Tervo
Coat of arms
Location of Tervo in Finland
Location of Tervo in Finland
Country  Finland
Region Northern Savonia
Sub-region Inner Savonia sub-region
Charter 1926
Area
 (2018-01-01)
 • Total 494.30 km2 (190.85 sq mi)
 • Land 347.75 km2 (134.27 sq mi)
 • Water 146.52 km2 (56.57 sq mi)
Area rank 222nd largest in Finland
Population
 (2023-12-31)
 • Total 1,412
 • Rank 281st largest in Finland
 • Density 4.06/km2 (10.5/sq mi)
Population by native language
 • Finnish 97.5% (official)
 • Swedish 0.1%
 • Others 2.4%
Population by age
 • 0 to 14 9.2%
 • 15 to 64 51.6%
 • 65 or older 39.2%
Time zone UTC+02:00 (EET)
 • Summer (DST) UTC+03:00 (EEST)
Website www.tervo.fi

Tervo is a small town, also called a municipality, located in Finland. It is found in the eastern part of the country, within the Northern Savonia region. Tervo is known for being the least populated municipality in Northern Savonia.

A big part of Tervo's area, about 30%, is covered by water. This means there are many lakes and rivers! Because of all this water, many people have summer cottages here. In fact, there are almost as many summer cottages as there are regular homes. The main language spoken in Tervo is Finnish.

What is Tervo Like?

Tervo is a peaceful place with lots of nature. It's a great spot for people who love the outdoors, especially activities on the water. The municipality was officially established in 1926.

Where is Tervo Located?

Tervo is in the Eastern Finland province. It shares borders with several other municipalities. These include Keitele, Kuopio, Maaninka, Pielavesi, Rautalampi, Suonenjoki, and Vesanto.

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